Buy Now Pay Later - TABIT – Buyer FAQ

Tabit is a division of Merchant Growth. A B2B Buy Now, Pay Later solution. Merchant Growth is a Canadian small business lender that has operated since 2009. Merchant Growth has financed over $500Million in loans and served more than 10,000 clients.

Your application will be completed online through your supplier’s check-out. You will select to Pay with Tabit. Once your application is completed, you will get a credit.


decision within 2 minutes if your cart is less than $15,000. If your cart is over $15,000, your transaction will be in pending, and you will get a response within 3 - 5 business hours

Tabit terms range from 4 weeks up to 52 weeks.


All payment plans will have a weekly installment schedule and all payments will be made through Pre-Authorized Debit.

Yes, you will have access to Tabit’s Buyer Portal. We will provide you with your credentials. Once you access your portal you can see all transactions and remaining balances.

Yes, you can contact us at Mon-Fri 9am-7pm EST to pay off the balance.

When applying we do a soft credit check so this will not affect your credit score.

No, we are able to make a credit decision without requiring you to upload any documents.

By connecting your bank account you will not need to upload bank statements to receive a credit decision. This connection will also be used for your Pre-Authorized Debit payments if you proceed with financing.

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